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16 Jul 2018

Master Getting retirement right, now. Build your Future

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The Good Big tax deductions for diligent contributors From 1st March 2015, contributions by employer or employee to any form of retirement funding – namely Provident, Pension or Retirement Annuity give the taxpayer a deduction of up to 27.5% of salary or taxable income, whichever is the greater. This is capped at R350 000 per...
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29 May 2018

The Bucket and the list

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This is a financial article, but let’s start with some history… Always good. Kicking the bucket possibly has its roots in someone first standing on an inverted pail or bucket whilst having a noose around their neck and then giving the pail a swift kick, with fairly obvious and terminal results. It may also derive...
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15 Mar 2018

How much should I save for Retirement?

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The eternal question… But seriously, when one is stealing, when has one stolen enough? A million? A billion? If you look at what has been happening in our beautiful country, it seems that there is absolutely no end to the greed and rent-seeking that goes on. For most of us though, we have to work very...
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10 Oct 2017

The most dangerous managerial assumption.

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  You finally feel as if all your hard work over the years is paying off, your management team finally seems to be able to do things on their own and the far right bar on the last sales graph is trending upwards.  Finally the increased sales volumes justify the margins and you feel like...
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10 Oct 2017

Annual profit of R20 zarm – What does that mean?

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What if our company made an annual profit of R20 ZARM? Surely that sounds instantly like cause for celebration! – Or does it? When training managers of varying levels, in some of South Africa’s prestigious companies, there is general agreement that a R20 ZARM profit is impressive by any standards. When training groups of workers...
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